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However, some poor districts do not have the tax base needed to raise money to renovate or build new facilities.

Those school districts must take steps to find savings on their own, Spearman said.

Elementary districts and their supporters are known for fighting for their schools.

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Choosing to consolidate your loans is an individual choice and the right decision will depend on the specifics of your loans — the types of loans, interest rates, balances, borrower benefits, and more — as well as your current financial situation.Chances are if you’re dealing with student loan debt, you’re not just dealing with one loan. And if you couldn’t cover the costs with federal loans, you very well may have turned to a private lender, such as a bank or other lending institution (e.g., Sallie Mae) to fund the rest of your expenses.One option you have when you begin tackling your student loan debt is to explore loan consolidation.But before you head down that road, here’s what you should know.If, like many college graduates, you have multiple student loans, you’ve probably heard the term “student loan consolidation” thrown around more than once when talking about repayment options.